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Student Health Insurance

TCU gradate students are not required by the university to have health insurance*, but all graduate students who register for and attend on-campus classes** have the OPTION of electing the Student Health Insurance Plan (SHI), which is a major medical comprehensive policy. Specifically designed for TCU students, the 2017/2018 SHI plan is fully compliant with the Affordable Care Act. Benefits can be used on and/or off campus and throughout the United States. Worldwide benefits are available for students studying abroad or traveling outside the U.S.

The cost is $2030 per year, divided into two bills of $1015 (fall and spring); fall coverage extends from August 15, 2017 through January 15, 2018 and spring coverage from January 16, 2018 through August 14, 2018. You may elect coverage 24 hours after registering for classes by logging onto my.tcu.edu, selecting the “Health Insurance Waive/Elect” icon, and following the instructions. The deadline to elect fall coverage is August 25, 2017, and the deadline to elect spring-only coverage is January 25, 2018.

*NOTICE: Nonimmigrant, international students, regardless of classification are REQUIRED to carry the TCU Aetna Student Health Insurance Plan as a minimum standard of coverage. Enrollment is automatic for all students on F-Visas.  Students in this category are unable to WAIVE the Student Health Insurance.

**NOTICE: The Student Health Insurance Plan is available to students attending for-credit, non-web courses. Home study, correspondence, Internet classes, and t4elevision (TV) courses do not fulfill the eligibility requirement that the student actively attend classes. If this eligibility requirement has not been met, The TCU Health Center’s only obligation is to refund the premium, less any claims paid.

For questions and instructions for electing the SHI plan: Student Health Insurance FAQ

SHI Plan Highlights: 2017_2018 SHI Plan Highlights

For SHI plan details: Student Health Insurance Benefits Brochure

Graduate Health Insurance Award

Many graduate students may be eligible for a Health Insurance Award (HIA) covering 75% of the cost of the SHI Plan. You are eligible for a HIA if you will receive one of the following awards for the 2017/2018 academic year:

  • a Fellowship (no duties) award of full tuition and at least a $9000 stipend.

or

  • an assistantship or instructorship with full tuition, at least a $9000 stipend ($4500 stipend for fall if graduating in December), and at least 10 hours of duties/week.

The Graduate HIA provides three-quarters (3/4) of the cost of the TCU student health insurance for students who qualify, elect to receive the insurance, and request an award. Students will be informed of their eligibility before the election period and must elect within the specified time period each year. Students with assistantships that begin in spring semester and who meet the eligibility above may be able to elect the insurance and receive HIA for spring and summer, subject to the availability of funding.

IF YOU ARE ELIGIBLE FOR  THE HIA, YOU WILL RECEIVE A LETTER AT LEAST TWO WEEKS PRIOR  TO THE FALL SEMESTER WITH INSTRUCTIONS FOR ELECTING INSURANCE AND REQUESTING THIS FUNDING.

For questions regarding the HIA: Grad Health Insurance Award FAQ

If you have further questions about this award or are unsure of your eligibility, contact graduateaid@tcu.edu